Every month, Julia and her
cousins would go for the big family meal at their grandparents' house. They
would always wait excitedly for the moment their grandfather would give them a
few coins, "so you can buy yourself something." Then all the children
would run off to buy chewing gum, lollies, or wine gums. The grandparents, aunts,
uncles, and parents commented that, behaving like this, the children would
never learn to manage their money. So they proposed a special test, in which
the children would have to show, over the course of a year, just what they
could manage to get with those few coins.
Some of the children thought that
they would save their money, but Ruben and Nico, the two smallest kids, paid no
attention, and they continued spending it all on sweets. Every time, they would
show off their sweets in front of the other children, laughing and making fun
of their cousins. They made Clara and Joe so angry that these two could no
longer stand to keep saving their money. They joined Ruben and Nico in spending
whatever they had, as soon as possible, on sweets.
Monty was a clever boy, and he
decided to start managing his money by exchanging it: buying and selling
things, or betting it with other children, in card games. Soon he had surprised
the whole family. He had accumulated a lot of money for little effort. The way
he was going, he would end up almost a rich man. However, Monty was not being
very careful, and he got involved in more and more risky deals. A few months
later he hadn't a single penny left, after placing a losing bet on a horse
race.
Alex, on the other hand, had a
will of iron. He saved and saved all the money he was given, wanting to win the
competition, and at the end of the year he had collected more money than
anyone. Even better, with so much money, he managed to buy sweets at a reduced
price, so that on the day of the competition he was presented with enough
sweets for much more than a year. And even then, he still had enough left over
for a toy. He was the clear winner, and the rest of his cousins learnt from him
the advantages of knowing how to save and how to wait.
There was also Julia. Poor Julia
didn't enjoy the day of the competition, because even though she had had a
wonderful secret plan, she had spent her money without giving her plan enough
time to work. However, she was so sure that her plan was a good one, that she
decided to carry on with it, and maybe change the expressions on her relatives'
faces, who had seemed to be saying "What a disaster that girl is. She
couldn't manage to save anything."
When she was about to complete
the second year of her plan, Julia surprised everyone by turning up at the
grandparents' house with a violin and a lot of money. What was even more
impressive was hearing her play. She did it really well.
Everyone knew that Julia adored
the violin, even though the family couldn't afford to pay for her to have
lessons. So Julia had got to know a poor violinist who played in the park, and
she offered him all the coins her grandfather had given her, if he would teach
her how to play. Although it wasn't much money, on seeing Julia's excitement,
the violinist agreed, and he taught her happily for months. Julia showed so
much desire and interest that a little after a year the violinist loaned her a
violin so they could play together in the park, as a duo. They were so
successful that gradually she managed to buy her own violin, with quite a bit
of money to spare.
From then on, the whole family
helped her, and she became a very famous violinist.
And she would always tell people how it was possible, with just a few coins well spent, to make your wildest dreams a reality.
And she would always tell people how it was possible, with just a few coins well spent, to make your wildest dreams a reality.
A little money well spent can
achieve a lot more than we had imagined, especially if it helps us to learn and
develop ourselves.